South Africa has one of Africa’s most mature fintech ecosystems, supported by sophisticated financial infrastructure, an evolving regulatory environment and continued developments across payments, digital finance and financial services.

As regulatory reform and infrastructure initiatives progress across Southern Africa, a new phase of fintech and payments growth is taking place, where innovation must increasingly operate alongside effective regulation, compliance and risk management to ensure success.

From mobile money and digital banking to data-driven lending, digital wallets, embedded finance and real-time payments, fintech and payment solutions are expanding access to financial services and reshaping how individuals and businesses transact.

However, this rapid evolution is also creating new regulatory and compliance considerations, with developments influencing how these solutions can develop and scale across the region.

The growing convergence of fintech, payments and financial services presents organisations with increasingly complex compliance challenges. As embedded finance, open banking, alternative payment models and cross-border payment infrastructure continue to evolve, organisations must navigate changing regulatory expectations while balancing innovation.

The Fintech Regulation & Compliance event will be bringing together compliance, regulatory, legal and risk professionals in fintechs, payments and non-banking financial institutions. Taking place on the 17& 18 March 2027, this conference focuses soley on the impact of compliance, risk and regulation on the growth and future of fintechs & payment institutions in South Africa. 

The conference programme will delve into the recent advancements, ongoing challenges and explore how this technology is shaping a more inclusive payments landscape, noting specialized guidance to navigate the complexities of regulation, compliance, and technological integration.